How to Get Moniepoint ATM Card in Nigeria: If you’re tired of card issues and failed POS transactions, the Moniepoint ATM card could be your best alternative. Built with reliable infrastructure and integrated with Nigeria’s most trusted POS terminals, this debit card gives you full control over your finances. From secure transactions to instant delivery, Moniepoint makes it easy to own and manage a card directly from your app.
Whether you want to make online payments, withdraw from any ATM nationwide, or activate savings features, the Moniepoint debit card is designed to serve your everyday financial needs conveniently.
This guide explains how to apply for the Moniepoint ATM card, activate it, check limits, and secure your card with ease.
Table of Contents
What is the Moniepoint ATM Card?
The Moniepoint ATM card is a debit card issued by the Moniepoint Microfinance Bank, designed to work across all ATM and POS terminals in Nigeria. It allows personal account holders to access their funds, make payments, and manage transactions effortlessly.
Unlike traditional banking cards, Moniepoint offers a fast and flexible card request process directly through its mobile app. Users can activate, block, unblock, or change the PIN of their card within minutes without visiting any bank branch.
Features of the Moniepoint ATM Card
Here’s a quick summary of what you get with the Moniepoint debit card:
| Feature | Details |
|---|---|
| Card Type | Debit (physical and virtual options) |
| Usage | Works on ATM, POS & online |
| Request Method | Via the Moniepoint mobile app |
| Delivery | Within 48 hours to your doorstep |
| Card Fee | ₦1,000 + delivery fee |
| Activation | QR code/manual input in app |
| Management | Activate, block, unblock or reset PIN via app |
Requirements to Apply for Moniepoint ATM Card
To be eligible for a Moniepoint ATM card, you must:
- Have a registered Moniepoint personal banking account.
- Complete the KYC process in the Moniepoint app.
- Have a valid residential address for delivery.
- Be a Nigerian resident with a working mobile device.
How to Apply for Moniepoint ATM Card
Getting your Moniepoint card is simple. Follow these steps:
- Create an Account: Download and install the Moniepoint mobile app from the Play Store.
- Login and Verify: Complete your registration and verify your BVN/NIN.
- Request the Card:
- Open the Moniepoint app and go to the Card section.
- Click on Request New Card.
- Choose Physical or Virtual Card.
- Select delivery method: “Deliver to Me” or “Collect from Sales Agent.”
- Complete the Form: Enter your delivery address and confirm details.
- Pay the Fee: Card costs ₦1,000. Delivery may attract an extra ₦500–₦1,000 depending on location.
- Wait for Delivery: Your card should arrive within 48 hours.
How to Activate Moniepoint ATM Card
Once you receive your Moniepoint card, activate it by:
- Logging into your Moniepoint app.
- Go to Cards > Select your card > Click Activate.
- Scan the QR code or enter the activation code in the letter sent with your card.
- Set your 4-digit transaction PIN.
- Confirm using your app security PIN.
Your card is now active and ready for use across all channels.
Moniepoint ATM Transaction Limits
Transaction limits on the Moniepoint ATM card depend on your account KYC level:
| Level | Single Limit | Daily Limit | Requirements |
|---|---|---|---|
| Level 1 | ₦50,000 | ₦300,000 | BVN/NIN, face verification, PEP status |
| Level 2 | ₦100,000 | ₦500,000 | BVN, NIN, next of kin |
| Level 3 | ₦5,000,000 | ₦25,000,000 | Proof of address & indemnity |
You can increase your transaction limits by uploading the required documentation in the app.
How to Change Your Moniepoint ATM Card PIN
To change your Moniepoint ATM card PIN, Follow this steps:
- Log in to your Moniepoint app.
- Navigate to Cards > Manage Card > Change PIN.
- Enter current PIN.
- Set and confirm your new 4-digit PIN.
How to Block or Unblock Moniepoint ATM Card
If your card is lost, stolen, or compromised, follow this steps to block or unblock your Moniepoint ATM card:
- To Block:
- Open Moniepoint app.
- Go to Cards, select the card.
- Click Block Card, and confirm.
- To Unblock:
- Open the app.
- Navigate to Cards, choose the card.
- Click Unblock Card, and confirm to restore access.
Frequently Asked Questions
1. How much is the Moniepoint ATM card?
₦1,000 for the card itself. Delivery adds ₦500–₦1,000 depending on location.
2. How long does delivery take?
Usually within 48 hours after request and payment confirmation.
3. Can I use the card online?
Yes, you can use it for all online, POS, and ATM transactions.
4. Can I request a second card?
Yes, you can request multiple cards through the app.
5. What if I forget my card PIN?
Simply use the Change PIN option in the Moniepoint app.
6. Can I get a virtual card?
Yes, Moniepoint offers both physical and virtual card options.
7. Is Moniepoint regulated?
Yes, Moniepoint Microfinance Bank is licensed by the CBN.
Conclusion
The Moniepoint ATM card is one of the most reliable and convenient debit cards available in Nigeria today. It offers full mobile control, fast delivery, and seamless access to cash through any ATM or POS nationwide. Whether you’re shopping online, paying bills, or withdrawing cash, the Moniepoint card ensures secure and instant financial access.
If you need a stress-free debit card solution, get started today by downloading the Moniepoint app, requesting your card, and enjoying financial flexibility wherever you go.
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