Discover Loan Apps in Nigeria – How To Apply, Interest Rates & App Download Guides
Loan apps in Nigeria offer fast and convenient access to personal or business loans using your mobile device. Each app has its own requirements, including BVN status, interest rates, loan amounts, and repayment terms. Our detailed guides show you how to apply, understand the loan conditions, and access safe app download links for trusted platforms.
Popular Loan Apps In Nigeria 2025
| Loan App | Loan Amount | Interest |
|---|---|---|
| Fairmoney | ₦1.5K – ₦3M | 2.5 – 30% |
| Palmpay | ₦2K – ₦500K | 0 – 24% |
| Branch | ₦6K – ₦1M | 2.8 – 23% |
| Palmcredit | ₦10K – ₦300K | 4 – 24% |
| Easemoni | ₦3K – ₦1M | 5% |
| Okash | ₦2K – ₦1M | 15% |
| Carbon | ₦5K – ₦1M | 4.5 – 30% |
| Renmoney | ₦5K – ₦6M | 2.4 – 9.3% |
| Migo | ₦500 – ₦500K | 2 – 15% |
| Lendigo | ₦300K – ₦20M | 3.5% |
| Kiakia | ₦10K – ₦200K | 5.6 – 24% |
| CashX | ₦5K – ₦300K | 2 – 4% |
| Ivy Credit | ₦5K – ₦300K | 10 – 36% |
Note: K = Thousand, M = Million
How to Identify Fake Loan Apps in Nigeria
Not every loan app you come across is legitimate. In Nigeria, several fake apps operate under misleading names, offering quick loans only to harass users, steal data, or charge hidden fees. Before applying for any loan, it’s important to verify that the app is licensed, transparent, and safe. Read this full guide on 10 ways to Identify fake loan apps in Nigeria.
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