Last updated: July 3, 2025
1. Introduction
9jaloan.com.ng (“9jaLoan,” “we,” “our,” or “us”) values your privacy and is committed to protecting any personal information you share with us. This Privacy Policy explains what data we collect, how we use it, and the choices you have regarding your information.
2. Who We Are
9jaLoan is an independent online resource that provides guides, comparisons, and educational content about loan apps and digital financial tools in Nigeria. We are not a loan disbursement agency, broker, or lender.
3. Information We Collect
| Type of Data | How We Collect It |
|---|---|
| Contact Information (e-mail address) | When you send us an e-mail, submit a contact form, or subscribe to updates |
| Usage Data (IP address, browser type, pages visited, time on site) | Automatically via cookies and analytics tools |
We do not request sensitive personal data such as BVN, bank account numbers, or passwords.
4. How We Use Your Information
- Respond to your questions or feedback
- Send newsletters or site updates you have opted in to receive
- Monitor and improve website performance and content quality
- Detect and prevent fraud or abuse of our services
We do not sell, rent, or share personal information with third parties for marketing purposes.
5. Cookies & Tracking Technologies
We use cookies, log files, and Google Analytics to gather non-personally-identifiable information about site traffic. You can disable cookies in your browser settings, but certain features may not function properly.
6. Third-Party Links
Our website contains links to external loan apps and third-party resources. We are not responsible for the privacy practices or content of those sites. Please review their policies before submitting any personal information.
7. Children’s Privacy
9jaLoan is intended for users aged 13 and above. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently received data from a child under 13, please contact us and we will promptly delete it.
8. DMCA Compliance
We respect intellectual-property rights. If you believe content on 9jaLoan infringes your copyright, please send a DMCA takedown notice to services.9jaloan@gmail.com with:
- Identification of the copyrighted work
- URL of the allegedly infringing material
- Your contact details and a statement of good-faith belief
- A statement under penalty of perjury that your notice is accurate
We will investigate and remove infringing content where appropriate.
9. Data Security
We use reasonable administrative, technical, and physical safeguards (e.g., HTTPS, limited staff access) to protect your information. However, no internet transmission is 100 % secure, and we cannot guarantee absolute security.
10. Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. You may request deletion of your data at any time.
11. Your Rights & Choices
- Access / Correction: You may request to view or correct your personal data.
- Opt-Out: You can unsubscribe from newsletters at any time via the “unsubscribe” link or by contacting us.
- Deletion: Contact us to request deletion of your personal information.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new “Last updated” date. Continued use of the site after changes constitutes acceptance of the revised policy.
13. Contact Us
For privacy questions, DMCA notices, or data requests, please e-mail services.9jaloan@gmail.com or use our contact form.
By using 9jaloan.com.ng, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.