Palmcredit Loan App APK Download: Palmcredit is a fast-growing digital loan provider in Nigeria that gives users instant access to personal loans—completely online. With over 10 million downloads on the Play Store, the Palmcredit app makes it easy to borrow money without collateral, paperwork, or unnecessary delays. If you need quick funds and want to manage everything from your phone, Palmcredit is one of the most reliable options available.
This page gives you full details on the app’s latest version, including size, features, and a direct Play Store download link.
Palmcredit Loan App Details
| App Name | Palmcredit – Instant Loan Online |
|---|---|
| Developer | Goldman Palmcredit |
| App Rating | 4.4 ★ (200,000+ reviews) |
| Current Version | 2.7.25 |
| App Size | 21 MB |
| Installs | 10,000,000+ |
| Minimum OS | Android 5.0 and above |
| Updated On | June 17, 2025 |
| First Released | June 26, 2018 |
| Age Rating | Rated for 3+ |
| Download Source | Google Play Store |
Key Features of Palmcredit App
- Loan amounts range from ₦10,000 to ₦300,000
- Repayment period from 91 days to 365 days
- No collateral, no paperwork, and no in-person visits
- No hidden fees, rollover charges, or transaction fees
- Repay loans on time or complete in-app tasks to increase your credit limit and reduce interest rates
- APR ranges from 24% to 36% annually
- Example: If you borrow ₦100,000 for 180 days at 3% monthly interest (18% total), you repay ₦118,000 in total
Palmcredit uses your mobile data, financial activity, and repayment behavior to determine eligibility and build your credit score over time. New users typically qualify for lower amounts, which grow with responsible usage.
How to Get a Loan Using Palmcredit
- Download and install the Palmcredit app
- Register an account with your phone number
- Fill out your basic details and submit your application
- Once approved, your loan is credited directly to your bank account
Download Palmcredit App (Official Link)
Use the button below to download the latest Palmcredit app directly from the Play Store:
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